Your business and personal financial plans should support each other.

For many owner-managers, the business is the main source of income and the largest asset. It may also be expected to fund retirement, support the family or provide the value realised on an eventual exit.

That makes joined-up planning important. A tax-efficient business structure is only part of the picture if pensions, investments, protection and estate planning are moving in a different direction.

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Our role

AK Tax & Accountancy advises on the business, accounting and tax position. We do not provide regulated investment, pension, mortgage or protection advice.

Where that advice is needed, we introduce clients to Continuum, who provide independent financial advice and are authorised and regulated by the Financial Conduct Authority. We remain involved on the accounting and tax side so the two strands of advice can be considered together.

When this conversation becomes particularly useful

01

The business is producing surplus cash and you are deciding what should happen to it.

02

Retirement or exit is beginning to move from a distant idea to a real plan.

03

Pension arrangements have not kept pace with the growth of the business.

04

You want to review inheritance tax, estate planning or family protection.

05

The business depends heavily on one or two key people and protection has not been reviewed.

06

Your income structure makes mortgages or other personal planning less straightforward.

Areas Continuum can advise on

Pensions and retirement planning
Investments and long-term savings
Inheritance tax and estate planning
Personal and family protection
Business and shareholder protection
Mortgages
Employee benefits and workplace pensions

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One joined-up conversation

With your permission, we share the relevant background with the adviser before the first meeting. That means the discussion can begin with an understanding of the company structure, tax position and objectives rather than starting from a blank page.

We then continue to work together where decisions overlap. The financial adviser provides regulated advice; we deal with the accounting and tax consequences.

How an introduction works

Tell us that you would like an introduction. We will connect you with a suitable Continuum adviser and provide the agreed background. The initial meeting is without obligation, and any regulated recommendations will be explained by the adviser in writing before you decide whether to proceed.

Would a financial-planning review be useful?

We would be happy to discuss whether an introduction makes sense and arrange it where appropriate.

Request an introduction

Regulatory note: AK Tax & Accountancy introduces clients to Continuum and does not provide regulated financial advice. Continuum (Financial Services) LLP is authorised and regulated by the Financial Conduct Authority.

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